Mortgage Broker Sunshine Coast
Clear guidance for life’s next move
Honest advice and genuine support at every step of your home loan journey.
Home Loan services across the Sunshine Coast
First Home Buyer
Buying your first home doesn’t have to feel overwhelming. I’ll guide you through the process to help you move forward with confidence.
Refinancing
Not sure if your current loan is still right for you? I’ll help you review your options and understand whether refinancing could better suit your goals.
Investment Loans
The right loan structure matters when investing. I help you explore lending options that support short-term plans and long-term strategy.
Construction Loans
Building or renovating comes with many decisions. I’ll help you understand how construction loans work and what to expect at each stage.
Self Employed Loans
Being self-employed doesn’t mean your options are limited. I help navigate lender requirements and income structures to find a loan that fits your situation.
Government Grants
I’ll help you understand how the lenders treat home buyer assistance schemes you might be eligible for.
A supportive one-on-one Mortgage Broking approach
Welcome! I’m Amanda Chalmers, Founder and Director of Your Coastal Mortgage Co.
With over 20 years of experience in banking and lending, I understand how overwhelming the home loan process can feel when information isn’t clear or guidance is lacking.
As a mortgage broker on the Sunshine Coast, I work directly with every client to provide personalised advice and simple, easy-to-understand guidance at every stage of the home loan process.
I manage the process end to end, including:
- Comparing lenders and home loan options
- Explaining loan structures and choices clearly
- Managing paperwork and lender communication
- Guiding you step by step so you always know what’s happening
Whether you’re buying your first home, refinancing, investing, or navigating a more complex lending scenario, my role is to help you feel informed, confident and supported when making important financial decisions.
What makes Your Coastal Mortgage Co different
Choosing a mortgage broker is about more than finding a loan. It’s about feeling supported, informed and confident throughout the process.
My clients choose to work with me because:
- My extensive lending experience
- Offer highly personalised service - you deal directly with me
- Give clear, honest explanations without jargon
- Provide a warm, approachable style that makes it easy to ask questions and feel at ease
- Provide support right from the first enquiry through to settlement and beyond
- I have a genuine focus on long-term goals, not just today’s loan
- I take the time to understand your situation and ensure every recommendation is considered, realistic and aligned with where you’re heading.
A simple, step-by-step Home Loan process
Discovery Call
A relaxed, no-pressure chat to understand your goals, lifestyle and what you want to achieve. This is where we make sure we’re the right fit and set the direction together.
Fact-Find
I gather the key details about your income, expenses and plans so I can assess your options and tailor a solution
that truly suits you.
Pre-Approval
Know exactly where you stand before you start house-hunting, so you can make confident offers without the stress or guesswork.
Application
I prepare and submit your application, handle the paperwork and liaise with the lender on your behalf, keeping everything moving smoothly.
Settlement
I keep you informed at every stage and work closely with everyone involved so you always know what’s happening as your settlement comes together.
After Settlement
My service doesn’t stop once the keys are in your hand. I check in, answer questions and help with future reviews, refinancing, or next-step planning.
